Buying checks from Bank of America remains a straightforward process for account holders who prioritize the security and familiarity of their financial institution. While digital payment methods continue to grow, physical checks are still necessary for specific transactions such as paying rent, settling bills, or providing escrow funds. This guide outlines the various methods available, associated costs, and the requirements you must meet to order your next checkbook.
Understanding Your Check Options
Before initiating an order, it is essential to understand the different types of checks Bank of America offers. The standard option is usually a personal check with your name and address pre-printed. However, you may also have the choice between single-check duplicates or wallet-sized checks. The version you select can impact the processing time and the final price, so reviewing the available options before placing your order is wise.
How to Order Online and Mobile Banking
The most convenient method for most customers is through the Bank of America website or mobile application. This digital channel allows you to reorder checks without visiting a branch. To use this method, you must log into your account and navigate to the checks or eStatements section. The system usually pulls your current address automatically, but you must verify this information to ensure accurate delivery.
Steps for Online Ordering
Log in to your Online Banking or mobile app.
Locate the "Account Services" or "Checks" tab.
Select the option to order new checks.
Confirm your shipping address and check type.
Review the pricing and submit the order.
Visiting a Local Branch
If you prefer in-person interaction or require immediate assistance, visiting a local Bank of America branch is a viable option. Not all branches keep physical check stock on hand, so calling ahead to confirm availability is recommended. A banker can help you determine the correct order number for your specific account and walk you through any promotional offers that might reduce the cost.
Cost and Fees
Pricing for checks varies based on the style, quantity, and type of account you hold. Basic account holders typically pay the standard rate, while premium clients might receive discounts or free checks. Bank of America usually lists the per-check cost transparently during the ordering process. Be sure to factor in shipping fees, as expedited delivery often incurs an additional charge.
Check Type | Typical Cost | Delivery Time
Standard Personal | $10-$15 per box | 3-5 business days
Premium or Wallet Size | $15-$20 per box | 3-5 business days
Security and Verification
Bank of America employs rigorous security protocols to ensure that checks are issued only to the legitimate account holder. You will likely be required to verify your identity by answering security questions or providing additional documentation if you call the center directly. If you notice any discrepancies in your order, such as missing check numbers or incorrect personal details, you should contact customer service immediately to prevent potential fraud.
Alternatives and Final Tips
Some customers find that third-party check printing services offer lower prices, but using Bank of America ensures compatibility with their fraud detection systems. When placing your order, double-check the spelling of your name and the accuracy of your routing and account numbers. Once your checks arrive, store them in a secure location and monitor your account regularly to detect any unauthorized activity.
